Plans Today. Confidence Tomorrow.

There is no such thing as "full coverage."  No policy covers everything, but, you can know the whos, whats, and whens of your policy by having a conversation with me about your specific situation.  Rather than forcing you into someone else's ready-made coverage box, let's build your box together.

So many coverages are optional these days.  Policies are changed by the carriers at most renewals, and many people don't know what's new, optional, or even deleted.  Let's understand your options together, so you spend as little time and frustration as possible when the unexpected occurs.

I believe in life insurance.  It's one of those decisions that's easy to postpone, until it isn't.  It's not about planning for the worst.  It's about caring for the people who matter most.  Taking a few minutes today can make a real difference for those who depend on you.  Let's talk about your situation, so we can find the best solution.

I used to own a business, so I understand how personal it can be. When margins are tight, it’s hard to spend money on something that doesn’t feel immediately necessary.  Unfortunately, the cost of inadequate coverage can be far greater if the unexpected occurs. 

I currently help contractors, churches, museums, and consulting firms secure the coverage they need.  A simple conversation and policy review can help clarify your options, and identify gaps.  Your business is unique.  Let’s talk about how to protect it.

I’m licensed in health insurance and understand its importance. While I focus on other coverage now, I can connect you with our St. Charles specialists who will guide you through the process. 

In addition to the types of coverage above, I'm also able to offer solutions for other insurance needs, such as:

• Pet Insurance
• Annuities
• Toys (RV, Boat, Motorcycle, etc.)
• Special Events, and more.